Meet RateJab

Free Online Mortgage Broker

Purchase Refinance

Getting a mortgage should be easy. At RateJab, we provide you with total transparency, lower costs and the best interest rates. Our online mortgage process allows you to apply in minutes and close your loan in just a few days.

How It Works

1. Get Matched

With the best lenders

2. Receive Quotes

From the top 3

3. Choose the best deal

With our help

4. Close your loans

In 7 days

With RateJab, you’ll be getting an online mortgage broker that is committed to getting you the best deals so you can comfortably purchase your new home or refinance. We offer mortgage deals for homeowners who are looking to buy property or refinance in the following counties in Pennsylvania and New Jersey:

  • Bucks
  • Delaware
  • Montgomery
  • Philadelphia
  • Chester
  • Lehigh
  • Berks
  • Lancaster
New Jersey
  • Burlington
  • Camden
  • Mercer
  • Ocean
  • Middlesex
  • Monmouth
  • Burlington
  • Gloucester
  • Salem
  • Cumberland
  • Atlantic
  • Cape May
Trending Loan Preferences
Featured Product

Low 1% Down Payment

Efficient Process

7 Days to close

The Digital Mortgage

Apply only in seconds

What our clients say

Ben & his colleagues where professional and quick to respond to any questions I had throughout the process. He was very knowledgeable and provided excellent customer service. I will recommend Ben and look forward to working with him in the future.

I worked with Joe at RateJab at the referral of my real estate agent. As a first time home buyer, I was unfamiliar with the process. Joe was there for me whenever I needed him, answering all my questions. We closed the loan in 20 days. My experience was smooth and the process was all online. No hidden fees that I could tell. No changing rates or delays in processing.

The team at RateJab are extremely responsive and straightforward about costs and gave us an excellent interest rate on a cash out loan. No annoying sales pitch, just straight up facts. No surprises at closing either – highly recommend.

I worked with RateJab on several mortgages and refinance transactions dating back to 2015. They have always provided the same, high quality and consistent service every time. I was able to get great rates each time and in one case the lender credited all of the closing costs. Everything was completed online and in a timely fashion. The loan I was promised was the loan I got!

Benjamin was incredibly knowledgeable and helped me through the entire process. Whenever I had a question he got back to me immediately. Being a first time home buyer it was very important to me that I knew I was working with someone I could trust. I would highly recommend RateJab to anyone looking for a great online mortgage experience!

Just a note to say thank you for your care and professionalism in helping us to get a loan. Despite us being very hard to please, you never lost patience or gave up, and always went the extra mile and personally made sure we were in the loop with upcoming mortgage loan. Your level of customer relation is top notch. We have no hesitation recommending you to friends and family.

RateJab and Ray were amazing. Ray went through all the paperwork with me and explained each section thoroughly. He was able to answer all the questions I had and used examples to describe them so I can understand the concept easier. He was also very fast and efficient, responding to my e-mails within the hour. I would highly recommend him for anyone looking to buy a home.

RateJab got us through the whole process of refinancing our house very smoothly and quickly. All of the estimated fees were what we would end up paying at the end. Ray was our broker. He had very accurate quotes. He was able to answer any questions we had about the process. Along the way he made sure we were getting everything we possibly could while still meeting our debt to income ratio qualifications. And, best of all, we closed on time! We will be coming back to work with Ray on the purchase of our next house.

We were turned down by other mortgage companies. The two that would accept us wanted to charge us 12% and 15% interest. When I got in touch with RateJab, they got us a low rate. Our broker, Ray, was such a pleasure to work with. Made sure I got everything I wanted. I would highly recommend him to my family and friends. A True Gentleman!!

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